One of the core tenants of a strong family focus is FREEDOM. Here in the United States, we are free. But not all of us live in freedom in certain areas of our lives…such as our Finances and Health. We discuss those areas primarily here.

4 10, 2017

Investing or Gambling?

By | 2017-10-04T08:42:39+00:00 October 4th, 2017|Finances & Money|0 Comments

Investing or Gambling?  This isn’t an either/or question for you.  It’s a question about which of these money management approaches you use when it comes to how you invest your money.  For many people, it’s more of a both/and approach. You see, for many people, putting money into retirement accounts, 401ks, IRAs, or anything similar is like an investment and a trip to the casino all at the same time.  It feels like investing to them, but the way that they think of money and what they understand about what they’re doing is a lot more like gambling. The average investor simply doesn’t understand the rules of the game and their main approach is to rely heavily on “hope” or “good luck” to win in the end. After a decade of working in this industry (I am retired now), I can tell you that this is not a compliment, nor a good thing. So here’s how you can make sure that you’re doing it right. […]

20 09, 2017

Long Term Care Insurance

By | 2017-09-21T09:49:28+00:00 September 20th, 2017|Finances & Money|0 Comments

When I worked as a private wealth manager, I’d have my fair share of conversations about Long Term Care insurance.  But there always seemed to be more questions than answers.  The two most common being, what is long term care insurance and should I have it? Let’s start with the first question:  What is Long Term Care Insurance? (LTC) LTC is insurance that you can buy to help offset or cover the costs associated with a long-term illness or disability.  If you are in a position of need, the insurance can help you to pay the monthly costs associated with your care. For example, if you have a disability that requires 24-hour care at a facility or in your home, you will likely need the specialized care of nurses or professionals.  If this is the case, the LTC can help cover the costs.  As you can imagine, the cost for this can be extremely high!  Costs vary based on needs and the state that you live in.  But according to a Consumers Report on this topic, assisted living (in a facility with a private room) may cost between $2,400-$5,700 per month.  Nursing home care can range between $4,400-$9,400 per month. With this being true, you can see why the conversation about LTC is an important one. Which leads to question #2:  Do I need it? […]

23 08, 2017


By | 2017-08-25T14:50:03+00:00 August 23rd, 2017|Health|0 Comments

Those were my thoughts this morning as my alarm went off at 6:00 am.  I did not want to get up.  I did, however, want something more than sleep.  So I turned it off and I forced myself to get out of bed. For the past few weeks, I have been motivated to move more, eat less, and get back in shape. Not like cross-fit shape necessarily.  But I figured that any shape other than round would be good! In order for this to happen, though, something had to give.  I had to win the first battle of the day. So do you. […]

21 08, 2017

Settling for Status Quo: How To Avoid Sheepwalking Through Life

By | 2017-08-21T08:40:39+00:00 August 21st, 2017|Business Principles & Best Practices, Finances & Money|0 Comments

Settling for work that you hate to do is hard on your life.  Take my dad, for example.  My dad is a very hard worker. He provided a great life for me and my family.  But he really didn’t enjoy his job.  He once described working in the automotive industry as, “mind-numbing” and saw his work as simply a means to “pay the bills and put food on the table”. He punched in, punched out, and wanted more from life but didn’t see how it would be possible with five of us crumb-snatchers at home to feed. I think he often felt stuck.  If he could go back and do it all again, I think that he would. In Seth Godin’s book, Tribes (which I highly recommend you read), he gives a definition of a person who feels like my dad once did.  I think you will recognize it and may even relate yourself.  He calls these people “sheepwalkers”. Read this definition carefully and see if this could be you or maybe someone you know. […]

17 07, 2017

What is Intermittent Fasting?

By | 2017-07-31T14:34:56+00:00 July 17th, 2017|Health|0 Comments

Intermittent fasting is gaining in popularity.  Although it is not a new concept, it is a conversation that has gained some momentum in recent years.  In today’s post, I want to look at what it is and how it may help people who have struggled to lose weight, tone up, or simply want to live a healthier life. Before we get to the details, however, I just want to give a little back-story about me. Food has almost always been an issue for me.  I am not obese and have not struggled with my weight, per se.  But I have struggled, rather, to have discipline when it comes to eating healthier options and controlling my portion sizes. If food is sitting out and available to me, I eat it! Maybe some of you can relate. A good example of this (or maybe I should say BAD example!) was at a recent birthday party that my family and I attended for a good friend of ours.  She was having a big, surprise birthday party thrown for her.  Everyone was bringing a favorite dish of hers to the event.  The good news-bad news:  she and her family are incredible cooks and they love to eat!  So you know I was excited to pig out … I mean, celebrate her birth! Although I had been eating fairly healthy the week of the party, I got to the event and completely pigged out! Pulled pork barbecue sandwiches, warm baked beans, potato chips, and more pulled pork barbecue sandwiches. Seriously.  I was a mess and loved every minute of it! Until that evening, of course.  My stomach reminded me very quickly what a fool I had been. Which brings me back to intermittent fasting. Let’s look at what it is, how it has helped me, and [...]

28 06, 2017

11 Healthy (and EASY) Snack Ideas

By | 2017-07-31T15:23:06+00:00 June 28th, 2017|Health|2 Comments

I mentioned in a previous post how I am trying to get back in the swing of things and focus on my exercise and healthier eating again.  If you’re struggling to get motivated to do the same, then I suggest you click on that article above and read it.  See what simple trick I used to help me get started and see if it may do the same for you.  I always feel so much better when I am exercising and eating healthy snacks and I know that you will too. But moving my body more and exercising is only part of my battle to live a healthy lifestyle.  My biggest stumbling block is probably my lack of discipline when it comes to healthy eating.  In particular, finding healthy snacks that I can quickly and easily find or make on my own without feeling like I’m on a diet. I’m not into diets.  Diets don’t work for the long-term.  What I am looking for are healthy options (that any non-cooking, not comfortable in the kitchen DUDE like me can make) that are quick and easy. Here are 11 healthy snacks that I have found that I actually enjoy and could easily make.  I bet you could too! […]

12 06, 2017

How to start exercising again when you don’t feel like it.

By | 2017-07-31T16:12:49+00:00 June 12th, 2017|Health|0 Comments

I did something recently that is terribly annoying.  I started exercising.  Again.   My inability to consistently exercise is a source of great frustration to me.  I’m the classic example of a yo-yo exerciser.  I do it, feel amazing, get lazy, slowly fade out, and then gain 25 pounds and feel miserable.  Then I repeat the process.  Sound familiar? When I find myself at the place of starting over again, I feel trapped.  I find myself wanting to get healthy but comparing my current condition with those at the top of the physical pinnacle.  I look at friends who do Cross Fit or those posting about their “incredible 40-mile bike ride” and then find myself not wanting to even move from the couch at all.  Let’s be honest.  I get winded walking up the stairs!  So how in the world will I ever get back in shape in like those superheroes I see all around me!? The problem, of course, is my aiming point.  I have raised the standard so high that it keeps me from ever starting where I am.  Exercising seems so impossible in these moments and I feel anything but optimistic in the beginning.  But optimism is exactly what we need to start and win.  (I wrote about why that’s true here). So how can we keep ourselves from this self-sabotaging trap and get started exercising again even when we don’t feel like it?  Here’s what I suggest. […]

3 05, 2017

How Optimism Positively Affects Your Health

By | 2017-05-03T09:03:52+00:00 May 3rd, 2017|Health|0 Comments

One of my favorite authors and leaders is Jon Gordon.  Jon is a self-proclaimed positive leader and thinker.  At first glance, that doesn’t sound like much of a big deal.  But the truth is, most leaders and most people, in general, are not like this.  So when Jon hosted an online Positivity Summit I was interested right away. There were many speakers from across the country and I listened to a quite a few of them.  But I really enjoyed the conversation from one guy, in particular, who works with the Seattle Seahawks.  His name is Michael Gervais and his title is that of a high-performance psychologist.  Meaning, he helps high achievers (NFL athletes in this case) to reach their peak performance through understanding issues like this one. Here are a few of the key things that I’m positive you’ll find as interesting and helpful as I did.   […]

26 04, 2017

Time Management: Addicted to Busyness

By | 2017-07-31T17:43:55+00:00 April 26th, 2017|Health, Marriage|0 Comments

Time management is tough for a lot of us.  We are non-stop from the moment we get up and feel like there is never enough time to get everything done.  We shake our heads in disbelief and wonder how other people do it. Think about your own life for a minute.  With your busy schedule and growing To-Do list, does it feel like your life is energetic or draining?  Bustling or flat-out busy? If you’re more like the latter of those two options, then maybe this post is for you. […]

12 04, 2017

B Vitamins

By | 2017-07-31T17:50:56+00:00 April 12th, 2017|Health|0 Comments

B vitamins play an important role in your health.  I had no idea how much this was true until I began to study and research them a little bit more.  What I found was fascinating. Like many things, B Vitamins are a part of a family (known as B Complex Vitamins) of common vitamins that play an important role in your overall health.  (This is a family-focused blog, so I’m a big fan of all things “family”!)  This article will look at 4 B Vitamins in this family and why they matter (and where you can find them).  In general terms, B Vitamins help your body convert food into fuel and gives it the energy to function and operate at its best. Here are the first 4 B Vitamins in this family and how they can help you and your family to thrive at life. […]